Scam Alert


Recently, some card issuers and financial institutions have noticed increased attempts by fraudsters to hack the CVV/CVC codes on compromised debit cards to commit ATM fraud.
Learn more


Do You Read GCFlash?

If not, here's what you missed the past few issues:

  • The Price of Freedom
  • War and the Economy
  • Get It Direct!
  • Sit Still, Stay Fit
  • Financial Insights

There's something for every interest! Subscribe today to have GCFlash delivered to your inbox every Tuesday.




Fast Access



CBS 3 On Your Side

GCF Earns Perfect Score of 100 for Overall Service!
Read the CBS 3 Review
Read the Checkbook.org Rating

Rates


DEPOSIT

APPLY

LOANS

TOOLS

Rates last updated August 2, 2012


Deposits
Savings
Account Type Minimum Deposit to
Obtain APY		 Interest Rate % Annual Percentage
Yield (APY) %
Passbook* $100 0.05 0.05
Statement* $100 0.05 0.05
Holiday Club $1 0.10 0.10
CyberSaver Promo
1st 90 days*		 $100 0.10 0.10
CyberSaver* $1 - $24,999.99 0.05 0.05
CyberSaver* $25,000+ 0.10 0.10
CyberSaver Supreme* $100,000 0.10 0.10
CyberSaver Gold* $200,000 0.12 0.12
CHECKING
NOW Checking* $500 0.02 0.02
MMDA* $1 - $2,499 0.02 0.02
MMDA $2,500 & Over 0.03 0.03
Money Maker $1.00 - $9,999.99 0.02 0.02
Money Maker $10,000 - $24,999 0.03 0.03
Money Maker $25,000.00 - $49,999.99 0.04 0.04
Money Maker $50,000 - 99,999 0.05 0.05
Money Maker $100,000 - 999,999 0.06 0.06
Rates are subject to change at any time after opening at the discretion of GCF.
CYBER CDARS
Account Type Minimum Deposit to
Obtain APY		 Interest Rate % Annual Percentage
Yield (APY) %
4 Week $100,000 0.03 0.030
13 Week $100,000 0.05 0.050
26 Week $100,000 0.07 0.070
52 Week $100,000 0.10 0.100
2 Year $100,000 0.25 0.250
3 Year $100,000 0.50 0.501
5 Year $100,000 1.0 1.005
CYBER CDARS ROLLOVER RATES
Account Type Minimum Deposit to
Obtain APY 		Interest Rate % Annual Percentage
Yield (APY) %
4 Week $100,000 0.02 0.02
13 Week $100,000 0.03 0.03
26 Week $100,000 0.05 0.05
52 Week $100,000 0.07 0.07
2 Year $100,000 0.15 0.15
3 Year $100,000 0.35 0.35
5 Year $100,000 0.75 0.75
CERTIFICATES**
Account Type Minimum Deposit to
Obtain APY		 Interest Rate % Annual Percentage
Yield (APY) %
91 Day $500 0.05 0.05
91 Day $2,500 0.05 0.05
91 Day IRA $500 0.05 0.05
6 Month $500 0.10 0.10
6 Month $2,500 0.10 0.10
6 Month IRA $500 0.10 0.10
9 Month $500 0.12 0.12
1 Year $500 0.20 0.20
1 Year IRA $500 0.20 0.20
15 Month $500 0.23 0.23
15 Month IRA $500 0.23 0.23
1 1/2 Year $500 0.25 0.25
1 1/2 Year IRA $500 0.25 0.25
2 Year Traditional $500 0.45 0.45
2 Year WiseChoice $2,500 0.40 0.40
2 Year IRA $500 0.45 0.45
2 1/2 Year $500 0.50 0.51
2 1/2 Year IRA $500 0.50 0.51
3 Year $500 0.85 0.87
3 Year IRA $500 0.85 0.87
3 1/2 Year $500 0.87 0.89
3 1/2 Year IRA $500 0.87 0.89
5 Year $500 1.10 1.12
5 Year IRA $500 1.10 1.12
7 Year $500 1.20 1.21
7 Year IRA $500 1.20 1.21

*   Fees may reduce earnings on these accounts.
**  A penalty may be assessed for early withdrawls on certificate accounts.

Consumer Loans
VEHICLE LOANS - New
Term Rate Monthly Payment
Per $1000 Borrowed
12 Months 2.99% APR $84.69
24 Months 3.99% APR $43.42
36 Months 3.99% APR $29.52
48 Months 4.99% APR $23.02
60 Months 5.99% APR $19.33
72 Months 7.99% APR $17.53
VEHICLE LOANS - Used
Maximum 5 Years Old
Term Rate Monthly Payment
Per $1000 Borrowed
36 Months 3.99% APR $29.52
48 Months 4.99% APR $23.02
60 Months 5.99% APR $19.33
VEHICLE LOANS - Used
Older Than 5 Years
Term Rate Monthly Payment
Per $1000 Borrowed
36 Months 10.00% APR $32.27
48 Months 10.00% APR $25.36
60 Months 10.00% APR $21.25
COLLECTOR CARS
Term Rate Monthly Payment
Per $1000 Borrowed
24 Months 5.99% APR $44.32
60 Months 6.99% APR $19.80
84 Months 7.99% APR $15.58
120 Months 9.99% APR $13.21
PERSONAL LOANS
Maximum Loan Amount $15,000.00
Term Rate Monthly Payment
Per $1000 Borrowed
12 Months 9.99% APR $87.91
24 Months 9.99% APR $46.14
48 Months 9.99% APR $25.36


Financial Calculator

 

Back to the Top