Scam Alert


Recently, some card issuers and financial institutions have noticed increased attempts by fraudsters to hack the CVV/CVC codes on compromised debit cards to commit ATM fraud.
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GCF Earns Perfect Score of 100 for Overall Service!
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Fee Schedule


You won't find lower fees anyplace!

Checking
NOW ACCOUNT
Balance $500 and over No Charge
Balance falls below $500 at any time during the Statement Cycle $ 10.00
 
MONEY MARKET DEPOSIT ACCOUNT
Balance $1,000 and over No Charge
Balance falls below $1,000 at any time during the Statement Cycle $ 15.00
When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. $15.00
MONEY MAKER ACCOUNT
Balance $10,000 and over No Charge
Balance falls below $10,000 at any time during the Statement Cycle $ 15.00
When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. $15.00
CHOICE CHECKING
Balance $500 and over No Charge
Balance falls below $500 at any time during the Statement Cycle $10.00
NEW JERSEY CONSUMER CHECKING
Monthly service charge $ 3.00
Eight (8) free checks per Statement Cycle Each additional check paid in excess of 8 $ .50 per check
VIP CHECKING (Age 55)
AFTER OCTOBER 1, 2011, NO NEW ENROLLEES WILL BE ACCEPTED
Exempt from the minimum balance requirement
Basic checks - First year of basic checks - free Future order of checks at cost
No Charge
SMALL BUSINESS CHECKING
Monthly service charge $15.00
ENTERPRISE BUSINESS CHECKING
Balance $1,000 and over No Charge
Balance falls below $1,000 at any time during the Statement Cycle $15.00
FEE SCHEDULE BUSINESS ACCOUNTS
Monthly service charge $ 15.00
Overdraft Charge* $ 35.00
Uncollected charge $ 30.00
Deposit item returned fee $ 15.00
Stop payment fee $ 20.00
Savings
STATEMENT SAVINGS ACCOUNT
Balance $100 and over No Charge
Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) $5.00
PASSBOOK ACCOUNT
Balance $100 and over No Charge
Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) $5.00
Lost Passbook Replacement $10.00
CYBERSAVER GOLD ACCOUNT
Teller-assisted transaction $15
Transfers and/or withdrawals in excess of six per month $25 per occurrence 
Balance falling below $200,000 at anytime during cycle period $200
Paper Statement $5.00
CYBERSAVER SUPREME ACCOUNT
Teller-assisted transaction $15.00
Transfers and/or withdrawals in excess of six per month $25.00 per occurrence 
Balance falling below $100,000 at anytime during cycle period $100.00
Paper Statement $5.00
CYBERSAVER ACCOUNT
Teller-assisted transaction $15.00
Paper Statement $5.00
CLUB ACCOUNT
Exempt from the minimum balance requirement No Charge
Account closed before maturity Loss of all interest
IRA ACCOUNTS
Outgoing Transfer Fee $25.00
GCF Web Pay
Choose the plan that fits your needs:
First 3 months all plans

No Charge
Basic
Pay up to 10 bills per month $ 5.00
Each bill in excess of 10
$ .50 each bill
Standard
Pay up to 15 bills per month $ 7.00
Each bill in excess of 15
$ .45 each bill
Premier
Pay an unlimited amount of bills per month $ 10.00
Do you qualify for free WebPay?
Account-To-Account (A2A) Transfers
Transfers into account at GCF No Charge
(***other fees may apply from your other bank***)
Transfers out of the GCF account to another bank $ 2.00
(***other fees may apply from your other bank***)
Other Service Charges
Checks or Electronic ACH Items Returned (or Paid) for Insufficient Funds - per item* $35.00
Checks or Electronic ACH Items Returned (or Paid) for Uncollected Funds - per item $30.00
Return of Deposited or Cashed Item - Each $15.00
Return of Loan Payment due to Insufficient Funds $25.00
SafeLink Transfer - per transfer $7.00
Stop Payment - Checking Account $20.00
Stop Payment - Money Orders $25.00
Stop Payment - Interest Checks $20.00
Check Printing Charge Price varies by style
Cashier's Check $5.00
Certified Check $10.00
Research Reconciliation - first half hour No Charge
Additional Time - per hour
$20.00
Money Orders $3.00
Coupon Collection - per envelope $10.00
Traveler's Checks (American Express)
For One
For Two
Gift Checks - per check
1% of Purchased Price
2% of Purchased Price
$2.50
Wire Transfer - IN domestic $15.00
Wire Transfer - OUT domestic $30.00
Wire Transfer - OUT international $40.00
Writ/Levy/Garnishment $95.00
Collection Items Fee varies by item
Medallion Signature Guarantee - per item $5.00
Visa Gift Cards $3.00
DUPLICATING SERVICES
Replacement 1099 Form - per form $10.00
Copy of Check $7.50
Account Statement $5.00
Lost Loan Coupon Book $10.00
SAFE DEPOSIT BOXES
Annual fee varies by box size. Inquire at your local office.  
Replacement of lost key $20.00
Drilled Box $150.00
ATM/VISA CHECK CARD
Replacement of Lost ATM or Visa Check Card $10.00
*This fee applies to overdrafts created by checks, in-person withdrawals, preauthorized debits, telephone transfers, online bill payment, internet banking transactions, or other electronic means, as applicable.