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SECURITY CENTER
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Information is your best prevention against cybercrime. This page is intended to help you better understand the types of threats consumers face today when conducting business online, provide tips to help prevent you from becoming a target and resources for victims.
Most electronic fraud falls into one of three categories: PHISHING: Fraudulent e-mails, appearing to be from a trusted source such as your bank or credit card carrier, direct you to Web sites. Once there, you are asked to verify personal information such as name, account and credit card numbers, passwords and the like. These sites are often designed to look exactly like the site they are imitating. The information you provide is used to hijack your accounts and your identity. E-mails that warn you, with little or not notice, that your account will be shut down unless you reconfirm certain information, are very likely to be phishing. A newer tactic is to "confirm" personal credentials they supposedly have in their file, displaying false information. You call to correct the erroneous data and unwittingly provide them with the tools they need to steal your identity. Use a phone number or Web site address you know to be legitimate to check the source. PHARMING: Or "domain spoofing" is an attack in which a user can be redirected from a legitimate site to a fraudulent site and then fooled into entering sensitive data such as a password or credit card number. The fraudulent site often looks like the legitimate site e.g. your bank). It is different from phishing in that the attacker does not have to rely on having the user click a link in an e-mail to deceive the user. Even if the user correctly enters a Web address into a browser's address bar, the attacker can still redirect the user to a malicious Web site. MALWARE: Software designed to infiltrate or damage a computer system without the owner's knowledge or consent. It is a blend of the words "malicious" and "software." It includes computer viruses, worms, trojan horses, spyware, adware and other malicious and unwanted software. PHISHING FOR TROUBLE
Despite efforts to curb phishing attacks, more aggressive tactics and black market tool kits have led to an increase in the crime according to a report by U.K. security firm MessageLabs. Their September 2007 report reveals that one in every 87.2 e-mails is a phishing attack, up from one in 93.3 in January 2007. The company finds phishing e-mails comprise 56 percent of all malware threats reported, such as viruses and Trojans. One factor contributing to the rise is the availability of phishing kits that make sophisticated attacks simple to carry out by even the most non-technical criminals. The technique allows each compromised computer within a botnet to host multiple phishing sites at the same time. These sites are then replicated across the entire botnet, making them harder to shut down. Read more... STOP SPYWARE BEFORE IT STOPS YOU
Are you inundated with constant pop up ads? Is your computer performing sluggish? Has your home page changed seemingly by itself? Your computer could be under the control of spyware. Spyware, and its counterpart adware, are computer programs that install themselves without your knowledge. While most offenders are advertising ploys that are merely annoying, others can suck up valuable computer resources or track your keystrokes and send your personal info back to their creator to steal your identity. Read more... FOOLING KEYLOGGERS
Keeping abreast of current events just might be the greatest benefit seen from the advent of global communications. Even if you live on a faraway tropical island, you're connected to the rest of the world through the Internet. And also prey to the same scams, threats and trickery you tried to escape when you chose to leave the "real" world. Informed readers already know that the greatest online identity theft risk comes through keyloggers. This type of software was developed to help companies monitor employee computer usage to assure they were using it for business purposes. But it didn't take long for crooks to see its potential. By installing the software without the user's knowledge, they could capture login names and passwords to a text file they could email back to themselves. Read more... |
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