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COURTESY OVERDRAFT PROGRAM CHANGE


To our valued customers,

GCF Bank regrets to inform you that, due to regulatory changes in Courtesy Overdraft programs,
we will no longer permit overdrafts to occur for one time and/or recurring VISA Debit Card
transactions under normal circumstances. This change will take effect on July 1, 2010.

Should you have any questions regarding this information, please do not hesitate to contact our
Courtesy Overdraft Specialist at 856-589-6600 extension 306.




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