We are keeping a close eye on the "Heartbleed" bug you may have heard about. The vendor we use for Online Banking has completed a preliminary assessment and has not discovered any vulnerability. We will be sure to keep you updated should anything to the contrary be discovered. Rest assured that we are doing everything we can to help ensure that your information is safe.

It is always a good practice to use unique passwords for all of the online services you access. If your GCF Online Banking password has also been used with a different service, we do recommend that you change your Online Banking password at this time.

If you currently utilize GCF’s online banking EXPRESS TRANSFER function to make your loan payments, this service will be temporarily unavailable from April 25, 2014 through June 9, 2014. As an alternative to this temporary inconvenience, you can do one of the following:

  • Contact 1-877-589-6600 ext. 320 or 368 between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, to manually complete the transaction.
  • Mail a check to Investors Bank, 101 Wood Avenue South, Iselin, NJ 08830.
  • Sign up for GCF’s online bill payment system and set up a monthly payment to be sent to Investors Bank.

Fast Access

GCF Bank is now part of the Investors Bank family!

Tuesday, April 26, 2011

Edition #608

Today's Highlights:

Past issues of GCFlash:

April 19, 2011 Edition #607

April 12, 2011 Edition #606

April 5, 2011 Edition #605

March 29, 2011 Edition #604

Looking for articles from a past issue of GCFlash not listed above? Enter keywords into our Site Search! Find archived articles prior to August 2009 in our Knowledge Base.

Weekly Spotlight:

Find out What's New on by clicking here!.

Our Current Rates:

For a listing of our current deposit and loan rates, click here.

Today's National Market Rates
April 26, 2011 6 Mo Ago
1 Yr Ago
5 Yrs Ago
Dow Jones Industrial Average 12,595.37 (+0.93%)
(Up 1,017.86 or 8.79% since 12/31/10)
11,169.46 11,205.03 11,354.49
S&P 500 1,347.24 (+0.90%)
(Up 54.98 or 4.37% since 12/31/09)
1,185.64 1,212.05 1,305.41
NASDAQ 2,847.54 (+0.77%)
(Up 92.10 or 3.47% since 12/31/08)
2,497.29 2,522.95 2,333.63
10 Year Treasury Bond Yield 3.32% 2.64% 3.82% 5.11%
British Sterling 1.6485 1.5740 1.5350 1.7870
Euro 1.4641 1.4014 1.3381 1.2393

Back to top

1st Flash


You can now navigate anywhere throughout and find the information you're seeking with just a few simple keystrokes.

Google Site Search has come to our web site. Find the search box on the right side of the page header on every page throughout the site.

The tool works exactly like the popular web version, except the results you'll get are restricted to pages on our web site rather than across the entire Internet.

Do you need information on our checking accounts or IRAs? Do you want to know what types of consumer loans we offer? Need to find the address of a particular branch or hours of operation?

Simply enter any keyword into the box for a list of all pages containing that phrase. The most relevant appear at the top of the search page. No more clicking through pages to find exactly the information you need!

You might even find our web site more comprehensive than you expect.

Type the keyword "cars" into the search box and you'll find pages for both our consumer loans and collector car program, along with their current rates.

You'll also learn how the town of Pitman was born, the science behind NASCAR racing, winter driving tips and the yield of one barrel of oil. You'll even read about how Enzo Ferrari led to the creation of Carroll Shelby's iconic Cobra.

All except the Pitman history have appeared in previous issues of GCFlash.

In fact, you'll find all issues of GCFlash have remained on our web site dating back to our 10th Anniversary issue of August 18, 2009. Select articles prior to this date will be available soon.

Retaining those articles for future reference was an important factor in adding them to our web site. However, retrieving those relating to a specific topic proved a challenge. You would have needed to remember the exact date the article had been published to find it.

No more. Looking for statistics published on an economic issue? The history of Fannie Mae and Freddie Mac? Do you want to compare features of the latest web browsers? Search no further than

While these features and subject matter may prove interesting, the greatest benefit to this new search tool may well be in accessing security related material. Such topics hold a high priority with us. Online scams, identity theft, and phishing attacks comprise a large portion of GCFlash content as well as having three dedicated pages on our web site.

New trends in malware delivery, virus distribution channels and security breaches are hot topics. Now you can not only read about them here first, but also refer back to the article later.

Earlier issues of GCFlash didn't fit neatly into our new site design. You'll find those copies missing the header and standard menu navigation. Simply click on the banner logo to return to our current home page.

Check out the new Search tool and let us know what you think. Send any comments, suggestions or problems you may encounter to

Now you have even more reason to visit often. See you soon!

On The World Wide Web

One Army Specialist returned home from his tour of duty in Iraq and Kuwait and found his mission. He was shocked by the great needs faced by military families and wanted to bring awareness to their cause. So he's walking across America, 7000 miles, raising money and attention. Track him, contact the hike team or donate at this site.

Doing your spring cleaning? Give an old suit a second chance. matches provides business clothing to clients who have completed job training and have an interview scheduled.

I started a project on one computer but working from another. My photos are at home, how can I show them to a neighbor? Visit and your data will be available everywhere you travel.

Back to top

2nd Flash

Earth Day 2011 - A Billion Acts of Green®

Every year on April 22, millions of people celebrate Earth Day. Over 20 million people participated in the first Earth Day held April 22, 1970.

Earth Day was the concept of Wisconsin Senator Gaylord Nelson. Senator Nelson was dismayed by the widespread environmental decay occurring, not only in the United States but also throughout the world. He wanted to educate people and create environmental awareness.

Today, over 500 million people in 175 countries participate in celebrating Earth Day annually.

The focus of this year's Earth Day was the "A Billion Acts of Green®" campaign. The goal of the "A Billion Acts of Green®" campaign is to have a billion individuals or businesses pledge to perform a green act. Pledges can be as simple as using less electricity or as involved as installing solar panels. Organizers of the campaign plan to present the pledges at the United Nations Conference on Sustainable Development in Rio de Janeiro in June 2012. You can make a pledge on the Earth Day website at In order to help you pick your pledge, listed below are just a few ideas.

Line Dry Your Wash
Dryers typically consume 5-10 percent of a home's energy, almost as much as a refrigerator. By drying your wash outside on a line or inside on a rack, you can conserve energy and save money. If you do have to use your dryer, dry only full loads and make sure the lint trap is clean before each load.

Change a Light Bulb
New light-emitting diodes (LEDs) and compact fluorescent lights (CFLs) save huge amounts of energy. I know some people prefer the light given off by traditional bulbs, but surely you can find at least one place where you can switch to a more energy efficient type. How about a porch light that you leave on for long periods of time? How about a closet or hallway? How about that decorative lamp on your end table?

Buy a Reusable Shopping Bag
The age-old question of paper or plastic has a new answer - neither! The amount of energy used to produce and recycle paper and plastic bags is enormous, not to mention the negative environmental impact for bags that are not recycled. Purchasing a reusable bag is a much better alternative. And in some cases may actually save you money. There are some retailers out there that offer a small discount for using your own bag and/or charge you a fee for using their bags.

Sign Up For Paperless Billing and/or Pay Your Bills Online
Many banks, utilities, schools, and other businesses now offer the option of paperless billing and/or paying their bills online. This is a great way to quickly save time and money, and to conserve the environment. By eliminating the need of companies to send you a paper bill each month, and your need to write and mail back a paper check, you are helping to reduce global warming by helping to prevent deforestation.

Carpool or Take Mass Transit One Day a Month
For those of you used to the convenience of having your own car, it can be hard to give it up, so start small. Try carpooling or taking the bus/train one day a month. You may find you like it. Carpooling to work can give you someone to talk to during the dreaded rush hour drive. Taking the bus/train can give you time enjoy a good book or magazine, or get a head start on your work.

"Going green" can seem overwhelming, but you can make big strides even by starting small. Do you work in an office that doesn't recycle? Instead of throwing away that soda can at work, bring it home and put it with your own recyclables. Every little bit helps. For more ideas, information about Earth Day or making a pledge for A Billion Acts of Green® go to

Tip of the Week

President Obama promised transparency in his administration. To that end, a Taxpayer Receipt is now available on the White House web site. Enter your Social Security, Medicare and Federal tax payment into the calculator to learn how much of your tax money went to funding the key areas shown.

Back to top


"The truth does not change according to our ability to stomach it." - Flannery O'Connor

Today in History

1986 - Fires and explosions at the Chernobyl nuclear plant in the Soviet Union spread radioactive material over much of Europe.

Flash Fact

Radioactive material from the Chernobyl disaster contaminated an area of 64,000 square miles, roughly the size of the state of Wisconsin.

Have a comment about something you read in GCFlash? Suggestions for future articles? Drop us an email!

Back to top


GCFlash is a weekly e-mail sent only to its listed customers and associates free of charge. GCFlash informs customers of special product offerings which may be of interest, current interest rates on both deposit and loan products, selected financial news and other financial tidbits. GCFlash is intended to supplement the more comprehensive information listed on the GCF Web site at

For more comprehensive information, visit our Web site at or call (856) 589-6600 Ext: 337 (Timothy P. Hand)


For a copy of our Privacy Policy, visit

GCF maintains your e-mail address in a confidential and secure database along with much of your other account information, such as mailing address and telephone number, etc. Before aggregating our e-mailing list each week, we filter out any duplicates. In most cases, this inhibits the unintended e-mailing of multiple copies of GCFlash to a single e-mail address. However, because these account records are kept by both individual and account, there is a chance members of the same household could each receive a copy of GCFlash or any other transmission at the same e- mail address - resulting in multiple copies. For example, a husband and wife that both have accounts with GCF may both receive a copy because the names are different but listed at the same e-mail address. This is similar to the manner in which each individual may share a common telephone number. To handle this situation, GCF recommends you simply delete any extra copies of GCFlash as this will ensure that ALL individuals receive any future promotional mailings, which might only be targeted or offered to specific accountholders meeting certain criteria. GCF has the capability to suppress customer e-mail addresses so they are omitted from our transmission list. If you would rather have a specific household member’s e-mail address suppressed in our electronic database, simply send us a reply, as stated below, and indicate the accountholder for which you would like to have e-mail suppressed. Please keep in mind that this suppression will mean that NO future e-mails are sent, including special promotional offers. If you have any questions about this process or need additional information, please contact us at

If you would like to be removed from this electronic mailing list, please hit reply and place the word REMOVE in the subject line. Please note, removing your name from our electronic mailing list means GCF will send NO FUTURE NEWS or SPECIAL OFFERS.

GCF Bank
381 Egg Harbor Road
Sewell, NJ 08080
(856) 589-6600