Fee Schedule
You won't find lower fees anyplace!
| NOW ACCOUNT | |
|---|---|
| Balance $500 and over | No Charge |
| Balance falls below $500 at any time during the Statement Cycle | $ 10.00 |
| MONEY MARKET DEPOSIT ACCOUNT | |
| Balance $1,000 and over | No Charge |
| Balance falls below $1,000 at any time during the Statement Cycle | $ 15.00 |
| When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. | $15.00 |
| MONEY MAKER ACCOUNT | |
| Balance $10,000 and over | No Charge |
| Balance falls below $10,000 at any time during the Statement Cycle | $ 15.00 |
| When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. | $15.00 |
| CHOICE CHECKING | |
| Balance $500 and over | No Charge |
| Balance falls below $500 at any time during the Statement Cycle | $10.00 |
| NEW JERSEY CONSUMER CHECKING | |
| Monthly service charge | $ 3.00 |
| Eight (8) free checks per Statement Cycle Each additional check paid in excess of 8 | $ .50 per check |
| VIP CHECKING (Age 55) | |
| AFTER OCTOBER 1, 2011, NO NEW ENROLLEES WILL BE ACCEPTED
Exempt from the minimum balance requirement Basic checks - First year of basic checks - free Future order of checks at cost |
No Charge |
| SMALL BUSINESS CHECKING | |
| Monthly service charge | $15.00 |
| ENTERPRISE BUSINESS CHECKING | |
| Balance $1,000 and over | No Charge |
| Balance falls below $1,000 at any time during the Statement Cycle | $15.00 |
| FEE SCHEDULE BUSINESS ACCOUNTS | |
| Monthly service charge | $ 15.00 |
| Overdraft Charge* | $ 35.00 |
| Uncollected charge | $ 30.00 |
| Deposit item returned fee | $ 15.00 |
| Stop payment fee | $ 20.00 |
| Choose the plan that fits your needs: First 3 months all plans |
No Charge |
| Basic | |
|---|---|
| Pay up to 10 bills per month | $ 5.00 |
Each bill in excess of 10 |
$ .50 each bill |
| Standard | |
| Pay up to 15 bills per month | $ 7.00 |
Each bill in excess of 15 |
$ .45 each bill |
| Premier | |
| Pay an unlimited amount of bills per month | $ 10.00 |
| Do you qualify for free WebPay? | |
| Transfers into account at GCF | No Charge (***other fees may apply from your other bank***) |
| Transfers out of the GCF account to another bank | $ 2.00 (***other fees may apply from your other bank***) |
| Checks or Electronic ACH Items Returned (or Paid) for Insufficient Funds - per item* | $35.00 |
| Checks or Electronic ACH Items Returned (or Paid) for Uncollected Funds - per item | $30.00 |
| Return of Deposited or Cashed Item - Each | $15.00 |
| Return of Loan Payment due to Insufficient Funds | $25.00 |
| SafeLink Transfer - per transfer | $7.00 |
| Stop Payment - Checking Account | $20.00 |
| Stop Payment - Money Orders | $25.00 |
| Stop Payment - Interest Checks | $20.00 |
| Check Printing Charge | Price varies by style |
| Cashier's Check | $5.00 |
| Certified Check | $10.00 |
| Research Reconciliation - first half hour | No Charge |
Additional Time - per hour |
$20.00 |
| Money Orders | $3.00 |
| Coupon Collection - per envelope | $10.00 |
| Traveler's Checks (American Express) | |
For One |
1% of Purchased Price 2% of Purchased Price $2.50 |
| Wire Transfer - IN domestic | $15.00 |
| Wire Transfer - OUT domestic | $30.00 |
| Wire Transfer - OUT international | $40.00 |
| Writ/Levy/Garnishment | $95.00 |
| Collection Items | Fee varies by item |
| Medallion Signature Guarantee - per item | $5.00 |
| Visa Gift Cards | $3.00 |
| DUPLICATING SERVICES | |
|---|---|
| Replacement 1099 Form - per form | $10.00 |
| Copy of Check | $7.50 |
| Account Statement | $5.00 |
| Lost Loan Coupon Book | $10.00 |
| SAFE DEPOSIT BOXES | |
| Annual fee varies by box size. Inquire at your local office. | |
| Replacement of lost key | $20.00 |
| Drilled Box | $150.00 |
| ATM/VISA CHECK CARD | |
| Replacement of Lost ATM or Visa Check Card | $10.00 |
| *This fee applies to overdrafts created by checks, in-person withdrawals, preauthorized debits, telephone transfers, online bill payment, internet banking transactions, or other electronic means, as applicable. | |
