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CyberSaver   CyberSupreme
The ultimate in electronic access, high-yield savings accounts. Learn which great product is right for you! Details

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FEE SCHEDULE

You won’t find lower fees anyplace!



CHECKING

NOW ACCOUNT
Balance $300 and over No Charge
Balance falls below $300 at any time during the Statement Cycle $ 7.00
MONEY MARKET DEPOSIT ACCOUNT
Balance $1,000 and over No Charge
Balance falls below $1,000 at any time during the Statement Cycle $ 15.00
When more than three third-party checks are drawn in a monthly cycle – per check $15.00
MONEY MAKER ACCOUNT
Balance $10,000 and over No Charge
Balance falls below $10,000 at any time during the Statement Cycle $ 15.00
When more than three third-party checks are drawn in a monthly cycle – per check $15.00
CHOICE CHECKING
Exempt from the minimum balance requirement No Charge
NEW JERSEY CONSUMER CHECKING
Monthly service charge $ 3.00
Eight (8) free checks per Statement Cycle Each additional check paid in excess of 8 $ .50 per check
VIP CHECKING (Age 55)
Exempt from the minimum balance requirement
Basic checks - First year of basic checks – free Future order of checks at cost
No Charge
SMALL BUSINESS CHECKING
Monthly service charge $10.00
FEE SCHEDULE SMALL BUSINESS ACCOUNT
Monthly service charge $ 10.00
Overdraft Charge* $ 30.00
Uncollected charge $ 25.00
Deposit item returned fee $ 10.00
Stop payment fee $ 20.00
SAVINGS
STATEMENT SAVINGS ACCOUNT
Balance $100 and over No Charge
Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) $2.00
 PASSBOOK ACCOUNT
Balance $100 and over No Charge
Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) $2.00
Lost Passbook Replacement $5.00
 CYBERSAVER SUPREME ACCOUNT
Teller-assisted transaction $15
Transfers and/or withdrawals in excess of three per month $25 per occurrence 
Balance falling below $100,000 at anytime during cycle period $100
 CYBERSAVER ACCOUNT
Teller-assisted transaction $15
CLUB ACCOUNT
Exempt from the minimum balance requirement No Charge
Account closed before maturity Loss of all interest
IRA ACCOUNTS
Outgoing Transfer Fee $25.00

GCF WEBPAY

Choose the plan that fits your needs:
First 3 months all plans

No Charge
Basic
Pay up to 10 bills per month $ 5.00
Each bill in excess of 10
$ .50 each bill
Standard
Pay up to 15 bills per month $ 7.00
Each bill in excess of 15
$ .45 each bill
Premier
Pay an unlimited amount of bills per month $ 10.00
Do you qualify for free WebPay?

OTHER SERVICE CHARGES

Checks or Electronic ACH Items Returned (or Paid) for Insufficient Funds – per item* $30.00
Checks or Electronic ACH Items Returned (or Paid) for Uncollected Funds – per item $25.00
Return of Deposited or Cashed Item – Each $10.00
Return of Loan Payment due to Insufficient Funds $15.00
SafeLink Transfer – per transfer $7.00
Stop Payment – Checking Account $20.00
Stop Payment – Money Orders $20.00
Stop Payment – Interest Checks $20.00
Check Printing Charge Price varies by style
Cashier's Check $5.00
Certified Check $8.00
Research Reconciliation – first half hour No Charge
Additional Time – per hour
$20.00
Money Orders $3.00
Coupon Collection – per envelope $5.00
Traveler's Checks (American Express)
For One
For Two
Gift Checks – per check
1% of Purchased Price
2% of Purchased Price
$2.50
Wire Transfer – IN domestic $10.00
Wire Transfer – OUT domestic $20.00
Wire Transfer – OUT international $30.00
Writ/Levy/Garnishment $75.00
Collection Items Fee varies by item
Medallion Signature Guarantee – per item $5.00
Visa Gift Cards $3.00
DUPLICATING SERVICES
Replacement 1099 Form – per form $5.00
Copy of Check $5.00
Account Statement $2.00
Lost Loan Coupon Book $5.00
SAFE DEPOSIT BOXES
Replacement of lost key $10.00
Drilled Box $125.00
ATM/VISA CHECK CARD
Replacement of Lost ATM or Visa Check Card $5.00
*This fee applies to overdrafts created by checks, in-person withdrawals, preauthorized debits, point of sale (POS) transactions, telephone transfers, online bill payment, internet banking transactions, or other electronic means, as applicable.


 

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