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FEE SCHEDULE
You wont find lower fees anyplace!
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CHECKING |
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| NOW ACCOUNT | ||
| Balance $300 and over | No Charge | |
| Balance falls below $300 at any time during the Statement Cycle | $ 7.00 | |
| MONEY MARKET DEPOSIT ACCOUNT | ||
| Balance $1,000 and over | No Charge | |
| Balance falls below $1,000 at any time during the Statement Cycle | $ 15.00 | |
| When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. | $15.00 | |
| MONEY MAKER ACCOUNT | ||
| Balance $10,000 and over | No Charge | |
| Balance falls below $10,000 at any time during the Statement Cycle | $ 15.00 | |
| When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. | $15.00 | |
| CHOICE CHECKING | ||
| Exempt from the minimum balance requirement | No Charge | |
| NEW JERSEY CONSUMER CHECKING | ||
| Monthly service charge | $ 3.00 | |
| Eight (8) free checks per Statement Cycle Each additional check paid in excess of 8 | $ .50 per check | |
| VIP CHECKING (Age 55) | ||
| Exempt from the minimum balance requirement Basic checks - First year of basic checks free Future order of checks at cost |
No Charge | |
| SMALL BUSINESS CHECKING | ||
| Monthly service charge | $10.00 | |
| FEE SCHEDULE SMALL BUSINESS ACCOUNT | ||
| Monthly service charge | $ 10.00 | |
| Overdraft Charge* | $ 30.00 | |
| Uncollected charge | $ 25.00 | |
| Deposit item returned fee | $ 10.00 | |
| Stop payment fee | $ 20.00 | |
| SAVINGS | ||
| STATEMENT SAVINGS ACCOUNT | ||
| Balance $100 and over | No Charge | |
| Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) | $2.00 | |
| PASSBOOK ACCOUNT | ||
| Balance $100 and over | No Charge | |
| Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) | $2.00 | |
| Lost Passbook Replacement | $5.00 | |
| CYBERSAVER GOLD ACCOUNT | ||
| Teller-assisted transaction | $15 | |
| Transfers and/or withdrawals in excess of six per month | $25 per occurrence | |
| Balance falling below $200,000 at anytime during cycle period | $200 | |
| Paper Statement | $2.00 | |
| CYBERSAVER SUPREME ACCOUNT | ||
| Teller-assisted transaction | $15.00 | |
| Transfers and/or withdrawals in excess of six per month | $25.00 per occurrence | |
| Balance falling below $100,000 at anytime during cycle period | $100.00 | |
| Paper Statement | $2.00 | |
| CYBERSAVER ACCOUNT | ||
| Teller-assisted transaction | $15.00 | |
| Paper Statement | $2.00 | |
| CLUB ACCOUNT | ||
| Exempt from the minimum balance requirement | No Charge | |
| Account closed before maturity | Loss of all interest | |
| IRA ACCOUNTS | ||
| Outgoing Transfer Fee | $25.00 | |
| Choose the plan that fits your needs: First 3 months all plans |
No Charge | |
| Basic | ||
| Pay up to 10 bills per month | $ 5.00 | |
Each bill in excess of 10 |
$ .50 each bill | |
| Standard | ||
| Pay up to 15 bills per month | $ 7.00 | |
Each bill in excess of 15 |
$ .45 each bill | |
| Premier | ||
| Pay an unlimited amount of bills per month | $ 10.00 | |
| Do you qualify for free WebPay? | ||
| Transfers into account at GCF | No Charge (***other fees may apply from your other bank***) |
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| Transfers out of the GCF account to another bank | $ 2.00 (***other fees may apply from your other bank***) |
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OTHER SERVICE CHARGES |
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| Checks or Electronic ACH Items Returned (or Paid) for Insufficient Funds per item* | $30.00 | |
| Checks or Electronic ACH Items Returned (or Paid) for Uncollected Funds per item | $25.00 | |
| Return of Deposited or Cashed Item Each | $10.00 | |
| Return of Loan Payment due to Insufficient Funds | $15.00 | |
| SafeLink Transfer per transfer | $7.00 | |
| Stop Payment Checking Account | $20.00 | |
| Stop Payment Money Orders | $20.00 | |
| Stop Payment Interest Checks | $20.00 | |
| Check Printing Charge | Price varies by style | |
| Cashier's Check | $5.00 | |
| Certified Check | $8.00 | |
| Research Reconciliation first half hour | No Charge | |
Additional Time per hour |
$20.00 | |
| Money Orders | $3.00 | |
| Coupon Collection per envelope | $5.00 | |
| Traveler's Checks (American Express) | ||
For One |
1% of Purchased Price 2% of Purchased Price $2.50 |
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| Wire Transfer IN domestic | $10.00 | |
| Wire Transfer OUT domestic | $20.00 | |
| Wire Transfer OUT international | $30.00 | |
| Writ/Levy/Garnishment | $75.00 | |
| Collection Items | Fee varies by item | |
| Medallion Signature Guarantee per item | $5.00 | |
| Visa Gift Cards | $3.00 | |
| DUPLICATING SERVICES | ||
| Replacement 1099 Form per form | $5.00 | |
| Copy of Check | $5.00 | |
| Account Statement | $2.00 | |
| Lost Loan Coupon Book | $5.00 | |
| SAFE DEPOSIT BOXES | ||
| Replacement of lost key | $10.00 | |
| Drilled Box | $125.00 | |
| ATM/VISA CHECK CARD | ||
| Replacement of Lost ATM or Visa Check Card | $5.00 | |
| *This fee applies to overdrafts created by checks, in-person withdrawals, preauthorized debits, telephone transfers, online bill payment, internet banking transactions, or other electronic means, as applicable. | ||