We are keeping a close eye on the "Heartbleed" bug you may have heard about. The vendor we use for Online Banking has completed a preliminary assessment and has not discovered any vulnerability. We will be sure to keep you updated should anything to the contrary be discovered. Rest assured that we are doing everything we can to help ensure that your information is safe.

It is always a good practice to use unique passwords for all of the online services you access. If your GCF Online Banking password has also been used with a different service, we do recommend that you change your Online Banking password at this time.

If you currently utilize GCF’s online banking EXPRESS TRANSFER function to make your loan payments, this service will be temporarily unavailable from April 25, 2014 through June 9, 2014. As an alternative to this temporary inconvenience, you can do one of the following:

  • Contact 1-877-589-6600 ext. 320 or 368 between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, to manually complete the transaction.
  • Mail a check to Investors Bank, 101 Wood Avenue South, Iselin, NJ 08830.
  • Sign up for GCF’s online bill payment system and set up a monthly payment to be sent to Investors Bank.

Fast Access

GCF Bank is now part of the Investors Bank family!
Express Line

Banking is now as easy as dialing
(856) 589-6600* (option 4)
with our automated
bank-by-phone system.
24 hours a day, 7 days a week,
and absolutely FREE!!

*(877) 589-6600 Outside the local calling area. Click here for more information

Use GCF Express-Line when you want to:
  • Inquire on any of your GCF accounts.
  • Obtain up-to-the-minute account balances and transaction information.
  • Transfer funds from one GCF account to another GCF account. (Passbook Savings transfers are not permitted.)
  • Place a stop payment on unpaid checks.
  • Make payments to your GCF loans.
  • Bank during your hours, not ours. GCF Express-Line offers the 1-2-3 convenience of:
  1. No more waiting in line or on the phone
  2. Easy step-by-step instructions
  3. All GCF customers have access

If you haven't tried Express-Line yet, why not try it today?

Follow this link for tips on setting up your Express-Line account!

In the 856 area code, the following exchanges are within the local calling area. Toll free dialing is not available when calling from:

218 307 478 629 853
223 350 535 649 863
237 357 537 681 875
241 384 539 686 879
244 415 542 694 881
251 422 545 728 885
256 464 582 740 956
262 467 589 845 975
270 468 595 848 994

Toll free dialing is only available when calling from an exchange
not shown above by dialing 1-877-589-6600.


For security purposes, a Personal Identification Number (PIN) is required before you can access your accounts. First-time callers will be prompted through the setup process.

You will need to enter the last four digits of the primary account holder's social security number to gain access to the system prior to establishing your PIN. Once the system verifies your identity, you will be prompted through the steps necessary to customize your PIN. Please note that you will need to repeat these steps for each account you plan to access. You may choose to use the same PIN number for multiple accounts for convenience or select a different number as an added layer of security -- the choice is yours!

Check out the chart below for menu options at a glance.


  • All account numbers must be ten digits (Disregard any dashes).
  • For Statement Savings, checking and MMDA, enter the number as it appears on your statement, adding 0s (zero) in front for a 10 digit entry.
  • For certificate of deposit information, enter the number as it appears on your original certificate.
  • For mortgage or consumer loans, enter the number as it appears on your payment coupon.

For Passbook Savings and Passbook Mortgages, please call help line support.

Forget your PIN? No problem! Dial "0" during banking hours for help from an Express-Line operator.