Checking
GCF offers checking accounts tailor-made for you.
New Jersey Consumer
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Choice Checking
- Minimum $100.00 deposit to open account
- NO SERVICE CHARGE if minimum balance of $100.00 is maintained
- First check order free
- Unlimited number of deposits per month
- Unlimited number of checks per month
MMDA
- Minimum $2,500.00 deposit to qualify for tier rate
- NO SERVICE CHARGE if minimum balance of $1,000.00 is maintained
- Interest begins to accrue on the business day you deposit non-cash items
- Six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions permitted per monthly cycle.
GCF MoneyMaker
- Tiered account: the higher your balance, the higher your interest rate
- Minimum $10,000.00 to open account
- Monthly service charge $15.00 if balance falls below $10,000.00
- Can be opened as either a personal or business account
- Six preauthorized withdrawals, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions permitted per monthly cycle.
Small Business
- Minimum $200.00 to open account
- Monthly service charge $15.00
- Available for sole proprietorship, partnerships, corporations and organizations
- Designed for businesses writing 40-75 checks per month
Business Enterprise Checking
- Minimum balance $1,000.00
- Monthly service charge $15.00 if balance falls below minimum
- Checks not returned with monthly statement
- Manage account through GCF Online Banker
Commercial Checking
- Monthly service charge $15.00
- Accountholder can cash check up to $1000 provided funds are available in account
- Non-customer can cash check up to $500 with two forms of identification
- Click here for complete fee schedule
